How to make a finance order -

  • Add the items to your basket (minimum spend 320.00)
  • Complete the VMO checkout
  • Select V12 Finance as your payment method
  • Fill in the simple V12 Finance application
  • When completed, and accepted, V12 will notify us and we will despatch your order
  • (If you have opted to pay a deposit we will contact you to arrange this payment)

VMO can offer Finance terms through V12 Finance. Finance is available on any order over 320 and you can have finance on just a single item or a whole basket of items.
The finance is available to any customer in the UK and is subject to a credit application.
To apply for Finance just add the items you want to the shopping cart and select the 'V12 Finance' payment option at checkout. The application only takes about 5 minutes to fill in on-line and you will get a near instant decision from V12 Finance. If accepted, your goods will leave us the next working day.

We offer 4 different types of finance which are all subject to a credit check. Full terms and conditions are available on request and also available when you apply.

1 - 6 Months 0% Interest Free.
Minimum order 320. Requires a 20% deposit.

2 - 12 Months 0% Interest Free.
Minimum order 320. Requires a 20% deposit.

3 - 24 Months 9.9% APR.
Minimum 320. No deposit.

4 - 36 Months 15.9% APR.
Minimum 320. No deposit.

To apply you must be:-
o Aged 18 or older.
o You, or your partner, are in permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of a disability benefit or self-employed.
o Have been resident in the UK for at least 3 years and will continue their residency in the UK.
o Have a debit or credit card in their name and registered to their address (you'll need this to match the address used to complete the identity verification).
o Have a Bank or Building Society current account
o Have an e-mail address
o Goods MUST be delivered to the address on the finance application

For details please either e-mail or give us a call on 01275 892000.

Loan Calculator
Use this calculator to see which finance option suits your purchase.

Finance is subject to status. Terms and conditions apply.
Total amount repayable . APR representative.
Accepted Cards